Mitchel Demry: The Insurance company will total the car as you said. It depends on the year of the car as to them leaving It with you or taking It. If they leave It with you and you stay with the company of course you very limited as to what you can claim if there is say an accident. You would have to make that determination. What Its worth TO YOU. not the Insurance company. This happened to me a few years ago, I took the check from the Insurance company put a down payment on another vehicle and donated the Totaled car to a charity. You don't have to fix It. You can't get in trouble except as to what If anything happens to the car in the future...Show more
Newton Fedorko: It is up to your insurance company if they want to sell you the "salvage" car. You risk having increased risk driving the car because the design of the bumper and body are made to absorb energy in a crash, but not necessarily more than once. You insurance agent gets paid pretty well to answer you! r questions like this one. Call him or her and ask them that question. Their word should be good because they are agents of the company. In other words, you can hold them to their word, even if they misspeak. I don't know what one-way insurance is. Does it only protect you on one way streets? LOL Good luck. You could also talk to an auto body shop about the safety of driving the damaged car. ...Show more
Mozell Sponsler: I'm an expert on this, I would suggest you take a tour here http://www.CarInsuranceFree.info/free-car-insuranc... ,there are expert's tips there
Robin Tommie: Total loss just means that it would cost more to repair the car than the car is worth.
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